Disclaimer: I’m not advertising or paid to talk about the following cards. I did a lot of calculations mainly because I was broke as shit and if I was going to spend, I might as well do it with earnings…

So now that you have a good idea about credit cards, where would you go to look for one? Many of us start our first credit cards with the bank we primarily use. The reasoning is simple: you can easily…

Why? Many people like me or unlike me have credit cards because it is just so simple to carry one with you and not have to worry about carrying change, bills, other payment methods. Since it is so widely used,…